Terms

Terms of use

Susman Insurance Agency, a California-licensed firm (License 0B75129), manages this website. It offers general knowledge about life insurance and a tool for collecting rates via carriers on their quoting engine.

Quotes are not final. Carriers furnish the rates shown for the health group you specified for information and comparison purposes only. This is not a promise of a cost or acceptance. The final amount, health tier, and eligibility follow underwriting by the firm; their issued contract and riders control everything.

Coverage is not active here. Entering a quote, an application, or a contact request does not trigger insurance. Only when a carrier approves and you confirm the policy is protection truly in place.

What is available. Carriers, policies, and monthly fees shift by location and applicant and may evolve. Rates and options shown are for California applicants.

Content only. These guides supply broad knowledge and are not legal, tax, or personal finance guidance. Verify critical details with a qualified expert.

Third-party system. The apply page houses a different company's secure application, governed by their separate terms.